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Terms & Conditions of Use — Goodbye Debt Co (“GBDC”)
Last Updated: 02/26/2026
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1. Acceptance of Terms
By accessing and using the website at www.goodbyedebtco.com (the “Site”), you (“you,” “your,” “user”) acknowledge and agree to these Terms & Conditions (“Terms”). If you do not agree with these Terms, do not use this Site.
These Terms form a binding legal agreement between you and Goodbye Debt Co (“we,” “us,” “our,” “GBDC”).
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2. Description of Services
GBDC operates an informational and referral website that provides educational resources, content, and tools regarding debt management, debt relief options, and financial solutions. We may also connect users with third-party partners, affiliates, or service providers (collectively, “Partners”) who offer financial products and services. By using this Site, you understand that:
- We are not a debt relief provider, lender, creditor, or attorney.
- We do not provide credit counseling or financial advice.
- We do not guarantee any particular outcome or result from any third-party services obtained through our Site.
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3. No Guarantee of Services or Results
Information on the Site is provided for general informational purposes only and should not be considered financial, legal, or professional advice.
Any connection to a Partner does not guarantee service availability, approval, or eligibility. Partners may have their own qualifications, fees, and terms of service that apply.
You agree that any products or services offered by Partners are solely between you and that Partner, and GBDC is not responsible for any actions, omissions, results, or performance by Partners.
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4. Consent to Contact & Lead Sharing
By submitting your information through this Site:
- You expressly consent to be contacted by phone, SMS, email, and other communication methods by GBDC and our Partners regarding financial products and services.
- You acknowledge and agree that your information may be sold, shared, or transferred to Partners as part of our business model.
- Consent is not required to receive services or make purchases.
You agree that communications may be made via automatic telephone dialing systems and prerecorded messages.
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5. User Conduct
You agree not to:
- Use the Site in any unlawful, misleading, abusive, or harmful manner.
- Interfere with or disrupt the security or functionality of the Site.
- Attempt to access unauthorized areas or systems.
You agree to provide truthful, accurate, and complete information when using the Site.
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6. Privacy & Data Use
Your use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By accepting these Terms, you agree to the collection, use, processing, and sharing of your information as described in the Privacy Policy.
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7. Arbitration & Dispute Resolution
You and GBDC agree that any controversy, claim, or dispute arising out of or related to these Terms or your use of the Site shall be resolved through binding arbitration administered by a recognized arbitration organization under the applicable rules. You and GBDC each waive any right to a trial by jury or to participate in a class action.
You may opt out of this arbitration agreement by providing written notice to GBDC within 30 days of your first use of this Site.
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8. Intellectual Property
All content on this Site, including text, graphics, logos, designs, and software, is the property of GBDC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without express written permission.
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9. Disclaimer of Warranties
THIS SITE, SERVICES, INFORMATION, AND CONTENT ARE PROVIDED “AS IS,” WITHOUT WARRANTIES OF ANY KIND — EXPRESS OR IMPLIED — INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF ACCURACY, COMPLETENESS, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR ANY PARTICULAR PURPOSE.
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10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, GBDC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING LOSS OF DATA, PROFITS, BUSINESS INTERRUPTION, OR PERSONAL INJURY ARISING FROM YOUR USE OF THIS SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
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11. Indemnification
You agree to defend, indemnify, and hold harmless GBDC and its officers, directors, employees, affiliates, Partners, agents, and contractors from any claims, liabilities, losses, or expenses (including attorneys’ fees) arising out of:
- your use of the Site;
- your violation of these Terms;
- your communications or conduct.
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12. Changes to Terms
We may modify or update these Terms at any time. The most current Terms will be indicated by the “Last Updated” date. Continued use of the Site after changes constitutes acceptance of the updated Terms.
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13. Governing Law
These Terms are governed by the laws of the State of Florida without regard to conflict of law principles. Any arbitration hearing will take place in that state, unless otherwise agreed.
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14. Contact Information
If you have questions about these Terms, contact us at:
Goodbye Debt Co
Email: hello@goodbyedebtco.com
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